Don’t plan for retirement — plan for an encore life

The retirement you saw your grandparents or even your parents live through will likely not be the retirement you choose for yourself. Consider the following:

•In 1900, the average life expectancy was 47 years. Only 100,000 Americans lived to age 85.

•By 2010, the number of people over 85 years old had grown to 5.5 million and was one of the fastest-growing segments of our population.

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