Abortion impasse could shut down effort to reduce premiums - Valley Morning Star : Health & Wellness

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Abortion impasse could shut down effort to reduce premiums

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Posted: Monday, March 19, 2018 2:39 pm

WASHINGTON (AP) — The polarizing politics of abortion have burst into the congressional budget debate, overwhelming bipartisan efforts to help millions of consumers who buy their own health insurance policies get relief from soaring premiums.

On Monday, Senate and House Republicans released their latest plan to stabilize the Affordable Care Act's insurance markets. It provides new federal money to offset the cost of treating the sickest patients and restores insurer subsidies that President Donald Trump terminated last year.

That's clearly a big shift from last year, when repealing "Obamacare" was the GOP's demand. But the fine print of the GOP offer includes restrictions on abortion funding that Democrats have already rejected, a "poison pill" to abortion rights supporters. They say the proposal could block abortion coverage by some health insurance plans consumers purchase with their own money.

Lawmakers of both parties have been negotiating over a health insurance stabilization bill for months, and some experts estimate such legislation could reduce premiums by 20 percent to 40 percent, after two years of relentless increases.

The office of one of the leading Democratic negotiators, Sen. Patty Murray of Washington, Monday called the Republican offer "partisan," saying in a statement it came as a surprise.

In an interview last Friday, Murray said that her GOP counterparts have only recently started raising the issue of abortion restrictions.

"To me that is just unacceptable," Murray said. "Why would they add it on at the last minute?" She complained that some Republicans were taking the stabilization bill "hostage."

The impasse over abortion restrictions on health insurance is just one of several divisive social issues complicating prospects for the $1.3 trillion spending bill that would keep the government open and provide funding increases for military and domestic programs.

Others include a Republican demand for stronger "conscience" protections for clinicians who object to abortions and assisted suicide, and a Democratic maneuver to protect family planning money for Planned Parenthood clinics, which provide birth control for many low-income women.

Federal funding for abortion has long been restricted by a series of laws known as the Hyde amendment, which prohibit taxpayer funds from being used to pay for abortions, expect in cases of rape, incest, or when the woman's life is endangered.

Abortion remains a legal medical procedure in the United States, covered by many employer plans. However, the abortion rate has dropped significantly, from about 29 per 1,000 women of reproductive age in 1980 to about 15 in 2014. Better contraception, fewer unintended pregnancies and state restrictions may have played a role, according to a recent scientific report.

Former President Barack Obama's Affordable Care Act attempted a compromise over abortion.

Passed with only Democratic votes, the health law allowed plans sold through HealthCare.gov to cover abortion, provided they didn't tap taxpayer subsidies that help low- to moderate-income people pay premiums. Instead the plans would have to collect a separate premium solely for abortion coverage, and keep the accounts strictly separate.

The ACA also allowed states to prohibit abortion coverage in their insurance markets, and about half have done so.

But abortion opponents decried Obama's compromise as a bookkeeping exercise. They wanted the Hyde amendment applied to plans sold to individuals through HealthCare.gov and state insurance markets.

The new GOP bill would apply the Hyde restrictions to two streams of federal money.

One is restored subsidies that compensate insurers for required discounts on copays and deductibles for low-income people.

The second funding stream would stabilize insurance markets by helping cover costs for the sickest patients.

Abortion rights supporters say that the second prohibition could result in abortion restrictions for health insurance that consumers buy with their own money outside of HealthCare.gov. That's because a fund to help with the costs of the sickest patients would help reduce premiums across all plans in a given state.

Sen. Murray is hoping Republicans will change their minds.

But Republicans say they've already come a long way, by signing onto legislation that would address some of the problems with "Obamacare."

"I'm willing to ensure payments are there to bring premiums down," said Rep. Chris Smith, R-N.J. "But we don't want to be complicit in taking the lives of unborn children."

© 2018 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

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