- Retirement is something to think about years before you get there - especially where you live.
- Choosing the best place to retire in the US means weighing affordability, quality of life, activities, and health care.
- WalletHub ranked the best US cities to live during retirement.
- Many of the top cities are in Florida, Arizona, and other states with warm weather.
Deciding where to live in retirement may be one of the last major financial decisions you'll make, and picking the right spot is important.
WalletHub set out to put worried minds at ease. The site used available data for the 150 largest cities - not metropolitan areas - to find the best and worst places to lay your hat. We already looked at the worst US cities for retirement, so let's take a look at the opposite: the best American urban areas to live in your post-working life.How people spend time when they don't have to go to the office every after work tends to be a little different. Everyone dreams of hours full of painting and golf, but there are more practical considerations to keep in mind, too, like the accessibility of doctors and care. Along with the perhaps more obvious considerations - sun, museums, tennis courts - reliable health care and affordable housing are important benchmarks when determining where to live.
The cities below offer a great quality of life, good health care, and plentiful activities all for an affordable cost.
Taking that into account, WalletHub scored each city on its list based on affordability, activities, quality of life, and health care. The four categories were weighted equally, and each city was given a total score and then ranked, with the highest overall score designating the best city. WalletHub used data for the city only, not the surrounding metro area.
Florida is the best state for retirement , so it is no surprise that several Sunshine State cities find their way onto this list. The three cities that top the list of best places for retirement are all in Florida.
Other warm weather locations in Arizona and Nevada are also well represented. The five cities with the highest percentage of senior citizens fall in Arizona, Florida, and Hawaii, according to WalletHub.
Keep reading to see the best places to retire in the US, according to WalletHub . We've included the total score for each city, out of a possible 100, with a higher score denoting a better place to live. The rankings out of the 150 cities for each of the four categories is also included, with lower rankings being better for a city.View As: One Page Slides
50. Chandler, Arizona
Total score: 50.07 (out of 100)
Rankings out of 150:
Affordability: 62
Activities: 98
Quality of life: 13
Health care: 51
49. Washington, DC
Total score: 50.13 (out of 100)
Rankings out of 150:
Affordability: 129
Activities: 2
Quality of life: 41
Health care: 99
48. Nashville, Tennessee
Total score: 50.35 (out of 100)
Rankings out of 150:
Affordability: 29
Activities: 28
Quality of life: 122
Health care: 110
47. Columbus, Ohio
Total score: 50.46 (out of 100)
Rankings out of 150:
Affordability: 79
Activities: 58
Quality of life: 48
Health care: 60
46. Charlotte, North Carolina
Total score: 50.55 (out of 100)
Rankings out of 150:
Affordability: 59
Activities: 92
Quality of life: 55
Health care: 40
45. Lincoln, Nebraska
Total score: 50.56 (out of 100)
Rankings out of 150:
Affordability: 107
Activities: 53
Quality of life: 31
Health care: 18
44. Virginia Beach, Virginia
Total score: 50.68 (out of 100)
Rankings out of 150:
Affordability: 70
Activities: 57
Quality of life: 70
Health care: 41
43. Phoenix, Arizona
Total score: 50.76 (out of 100)
Rankings out of 150:
Affordability: 83
Activities: 83
Quality of life: 18
Health care: 36
42. Birmingham, Alabama
Total score: 50.81 (out of 100)
Rankings out of 150:
Affordability: 12
Activities: 34
Quality of life: 145
Health care: 85
41. Henderson, Nevada
Total score: 50.83 (out of 100)
Rankings out of 150:
Affordability: 22
Activities: 97
Quality of life: 2
Health care: 131
40. Dallas, Texas
Total score: 50.95 (out of 100)
Rankings out of 150:
Affordability: 60
Activities: 36
Quality of life: 90
Health care: 75
39. Portland, Oregon
Total score: 51.01 (out of 100)
Rankings out of 150:
Affordability: 118
Activities: 15
Quality of life: 67
Health care: 63
38. San Antonio, Texas
Total score: 51.05 (out of 100)
Rankings out of 150:
Affordability: 5
Activities: 44
Quality of life: 77
Health care: 129
37. San Diego, California
Total score: 51.49 (out of 100)
Rankings out of 150:
Affordability: 130
Activities: 11
Quality of life: 22
Health care: 35
36. Pembroke Pines, Florida
Total score: 51.54 (out of 100)
Rankings out of 150:
Affordability: 33
Activities: 138
Quality of life: 15
Health care: 70
35. Tallahassee, Florida
Total score: 51.58 (out of 100)
Rankings out of 150:
Affordability: 15
Activities: 66
Quality of life: 74
Health care: 79
34. Overland Park, Kansas
Total score: 51.72 (out of 100)
Rankings out of 150:
Affordability: 99
Activities: 107
Quality of life: 35
Health care: 4
33. Tempe, Arizona
Total score: 52.17 (out of 100)
Rankings out of 150:
Affordability: 62
Activities: 89
Quality of life: 28
Health care: 46
32. Oklahoma City, Oklahoma
Total score: 52.26 (out of 100)
Rankings out of 150:
Affordability: 20
Activities: 39
Quality of life: 101
Health care: 81
31. Baton Rouge, Louisiana
Total score: 52.29 (out of 100)
Rankings out of 150:
Affordability: 52
Activities: 25
Quality of life: 94
Health care: 83
30. St. Louis, Missouri
Total score: 52.66 (out of 100)
Rankings out of 150:
Affordability: 82
Activities: 16
Quality of life: 147
Health care: 28
29. Reno, Nevada
Total score: 52.68 (out of 100)
Rankings out of 150:
Affordability: 37
Activities: 49
Quality of life: 20
Health care: 87
28. Seattle, Washington
Total score: 52.79 (out of 100)
Rankings out of 150:
Affordability: 128
Activities: 6
Quality of life: 33
Health care: 24
27. Richmond, Virginia
Total score: 52.80 (out of 100)
Rankings out of 150:
Affordability: 38
Activities: 22
Quality of life: 139
Health care: 33
26. Tucson, Arizona
Total score: 52.96 (out of 100)
Rankings out of 150:
Affordability: 72
Activities: 41
Quality of life: 32
Health care: 68
25. Colorado Springs, Colorado
Total score: 53.08 (out of 100)
Rankings out of 150:
Affordability: 77
Activities: 63
Quality of life: 8
Health care: 56
24. Boise, Idaho
Total score: 53.39 (out of 100)
Rankings out of 150:
Affordability: 81
Activities: 42
Quality of life: 27
Health care: 39
23. Los Angeles, California
Total score: 53.41 (out of 100)
Rankings out of 150:
Affordability: 127
Activities: 5
Quality of life: 17
Health care: 32
22. Sioux Falls, South Dakota
Total score: 53.50 (out of 100)
Rankings out of 150:
Affordability: 51
Activities: 126
Quality of life: 98
Health care: 1
21. San Francisco, California
Total score: 53.71 (out of 100)
Rankings out of 150:
Affordability: 144
Activities: 1
Quality of life: 36
Health care: 7
20. Cincinnati, Ohio
Total score: 53.85 (out of 100)
Rankings out of 150:
Affordability: 74
Activities: 9
Quality of life: 124
Health care: 77
19. Raleigh, North Carolina
Total score: 53.85 (out of 100)
Rankings out of 150:
Affordability: 74
Activities: 9
Quality of life: 124
Health care: 77
18. Port St. Lucie, Florida
Total score: 53.99 (out of 100)
Rankings out of 150:
Affordability: 26
Activities: 80
Quality of life: 83
Health care: 15
17. St. Petersburg, Florida
Total score: 54.14 (out of 100)
Rankings out of 150:
Affordability: 3
Activities: 32
Quality of life: 66
Health care: 92
16. Madison, Wisconsin
Total score: 54.24 (out of 100)
Rankings out of 150:
Affordability: 117
Activities: 31
Quality of life: 11
Health care: 3
15. Fort Lauderdale, Florida
Total score: 54.34 (out of 100)
Rankings out of 150:
Affordability: 44
Activities: 29
Quality of life: 65
Health care: 34
14. Minneapolis, Minnesota
Total score: 54.43 (out of 100)
Rankings out of 150:
Affordability: 124
Activities: 19
Quality of life: 42
Health care: 2
13. Cape Coral, Florida
Total score: 54.47 (out of 100)
Rankings out of 150:
Affordability: 21
Activities: 68
Quality of life: 30
Health care: 50
12. New Orleans, Louisiana
Total score: 55.01 (out of 100)
Rankings out of 150:
Affordability: 30
Activities: 13
Quality of life: 109
Health care: 93
11. Pittsburgh, Pennsylvania
Total score: 55.01 (out of 100)
Rankings out of 150:
Affordability: 76
Activities: 20
Quality of life: 43
Health care: 53
10. Las Vegas, Nevada
Total score: 55.22 (out of 100)
Rankings out of 150:
Affordability: 32
Activities: 17
Quality of life: 52
Health care: 109
9. Austin, Texas
Total score: 55.33 (out of 100)
Rankings out of 150:
Affordability: 57
Activities: 21
Quality of life: 54
Health care: 48
8. Denver, Colorado
Total score: 55.56 (out of 100)
Rankings out of 150:
Affordability: 103
Activities: 18
Quality of life: 34
Health care: 21
7. Honolulu, Hawaii
Total score: 55.84 (out of 100)
Rankings out of 150:
Affordability: 134
Activities: 12
Quality of life: 1
Health care: 9
6. Salt Lake City, Utah
Total score: 55.95 (out of 100)
Rankings out of 150:
Affordability: 75
Activities: 26
Quality of life: 92
Health care: 12
5. Atlanta, Georgia
Total score: 56.08 (out of 100)
Rankings out of 150:
Affordability: 58
Activities: 8
Quality of life: 113
Health care: 52
4. Scottsdale, Arizona
Total score: 57.86 (out of 100)
Rankings out of 150:
Affordability: 62
Activities: 43
Quality of life: 5
Health care: 10
3. Miami, Florida
Total score: 57.97 (out of 100)
Rankings out of 150:
Affordability: 36
Activities: 4
Quality of life: 117
Health care: 29
2. Tampa, Florida
Total score: 59.50 (out of 100)
Rankings out of 150:
Affordability: 7
Activities: 10
Quality of life: 80
Health care: 59
1. Orlando, Florida
Total score: 59.93 (out of 100)
Rankings out of 150:
Affordability: 8
Activities: 14
Quality of life: 112
Health care: 13
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