These Are The Fixed Deposit (FD) Interest Rates Of SBI, ICICI Bank, HDFC Bank, Bank Of Baroda, Bank Of India

Fixed Deposits (FD) are a form of savings instrument in which customers deposit their money for a certain period of time for an assured rate of returns. Various banks run fixed deposit accounts of varying tenures and interest rates. For example, a five-year fixed deposit with the largest lender of the country, State Bank of India (SBI) guarantees you an interest rate of 6 per cent. On the same tenure, the largest private sector lender, ICICI Bank offers an interest rate of 6.5 per cent; HDFC Bank offers an interest rate of 6 per cent on a fixed deposit deposited for 5 years while Bank of Baroda and Bank of India (BoI) offer 6.5 per cent and 6.25 per cent respectively on a fixed deposit of the same tenure.

Given below are fixed deposit interest rates of SBI, ICICI Bank, HDFC Bank, Bank Of Baroda, YES Bank:

State Bank of India (SBI) Fixed Deposit (FD) Interest Rates:
Revision in interest rates On retail domestic term deposits (Below Rupees One Crore) w.e.f. 01.11.2017

(Also read: SBI Fixed Deposits Tenure, Details, Conditions)

Accordingly, the interest rates for retail domestic term deposits 'Below Rupees One Crore' have been revised. The revised interest rates are as under :

(All figures in % per annum)
 

Tenors	Revised For Public w.e.f. 01.11.2017	Revised for Senior Citizens w.e.f. 01.11.2017
7 days to 45 days	5.25	5.75
46 days to 179 days	6.25	6.75
180 days to 210 days	6.25	6.75
211 days to less than 1 year	6.25	6.75
1 year	6.25	6.75
Above 1 year to 455 days	6.25	6.75
456 days to less than 2 years	6.25	6.75
2 years to less than 3 years	6	6.5
3 years to less than 5 years	6	6.5
5 years and up to 10 years	6	6.5

(Also read: Fixed Deposits Vs Liquid Funds: Which Is A Better Choice For You?)

Comments

ICICI Bank Fixed Deposit (FD) Interest Rates:
Interest rates on Domestic, NRO & NRE deposits(Less than ₹ 1 crore)
 

Tenure Period	Rate of Interest (% p.a.) w.e.f December 11, 2017
	General	Senior Citizen*
7 days to 14 days	4	4.5
15 days to 29 days	4.25	4.75
30 days to 45 days	5.5	6
46 days to 60 days	5.75	6.25
61 days to 90 days	6	6.5
91 days to 120 days	6	6.5
121 days to 184 days	6	6.5
185 days to 289 days	6.25	6.75
290 days to less than 1 year	6.5	7
1 year to 389 days	6.6	7.1
390 days to 2 years	6.75	7.25
2 years 1 day upto 5 years	6.5	7
5 years 1 day upto 10 years	6.5	7
5 Years Tax saver FD(Max upto Rs. 1.50 lac)	6.5	7

(Also read: SBI Interest Rates: Savings Bank Account Vs Fixed Deposit Vs NRE Account)

HDFC Bank Fixed Deposit (FD) Interest Rates:
Domestic / NRO / NRE term deposits
 

Period	< 1 Crore
	Interest Rate	**Senior Citizen Rates
	(per annum)	(per annum)
7 - 14 days	3.50%	4.00%
15 - 29 days	4.25%	4.75%
30 - 45 days	5.50%	6.00%
46 - 60 days	5.75%	6.25%
61 - 90 days	5.75%	6.25%
91 days - 6 months	5.75%	6.25%
6 mnths 1 day- 6 mnths 3 days	6.00%	6.50%
6 mnths 4 days	6.00%	6.50%
6 mnths 5 days- 9 mnths	6.00%	6.50%
9 mnths 1 day- 9 mnths 3 days	6.00%	6.50%
9 mnths 4 days	6.00%	6.50%
9 months 5 days - 9 months 15 days	6.00%	6.50%
9 months 16 days	6.25%	6.75%
9 months 17 days < 1 Year	6.25%	6.75%
1 Year	6.75%	7.25%
1 year 1 day - 1 year 3 days	6.75%	7.25%
1 year 4 days	6.25%	6.75%
1 year 5 days - 1 Year 15 Days	6.25%	6.75%
1 Year 16 days	6.25%	6.75%
1 year 17 days - 2 Years	6.25%	6.75%
2 years 1day - 2 Years 15 days	6.00%	6.50%
2 Years 16 days	6.00%	6.50%
2 years 17 days - 3 Years	6.00%	6.50%
3 years 1day - 5 years	6.00%	6.50%
5 Years 1 Day - 8 Years	6.00%	6.50%
8 Years 1 Day - 10 Years	6.00%	6.50%

Bank of Baroda Fixed Deposit (FD) Interest Rates:
For Domestic & NRO Term Deposits [Per Annum] [Fresh & Renewal] [Callable] (ROI in %)
- Below Rs. One Crore
 

Tenors	Below Rs 1 Cr. (w.e.f. 01.01.18)
7 days to 14 days	4.25
15 days to 45 days	4.75
46 days to 90 days	5
91 days to 180 days	5.5
181 days to 270 days	6
271 days & above and less than 1 year	6.25
1 year	6.45
Above 1 year to 400 days	6.55
Above 400 days and upto 2 Years	6.5
Above 2 Years and upto 3 Years	6.5
Above 3 Years and upto 5 Years	6.5
Above 5 Years and upto 10 Years	6.25

Bank of India (BoI) Fixed Deposit (FD) Interest Rates:
 

Maturity Buckets	Deposits less than Rs.1 Cr
	w.e.f. 10.01.18
7 days to 14 days	5.25*
15 days to 30 days	5.25
31 days to 45 days	5.25
46 days to 90 days	5.75
91 days to 120 days	6
121 days to 179 days	6
180 days to 269 days	6.25
270 days to less than 1 year	6.25
1 Year & above to less than 2 Yrs	6.6
2 years & above to less than 3 years	6.5
3 years & above to less than 5 years	6.3
5 years & above to less than 8 years	6.25
8 years & above to 10 years	6.25