The latest beta version of WhatsApp is apparently showing an in-chat UPI payment option.

A 3D printed Whatsapp logo. Reuters

According to a GizmoTimes report, the option is available only to beta users as of now. To use it, the user has to open the attachment option, where a payment option appears alongside other options like Documents, Gallery, Audio, Location and Contact.

Apart from this, it is also showing up on the settings page for some beta testers.

On selecting the option, the user is asked if they want to receive or pay using UPI. It must be noted that the person must have a UPI account as well.

Secondly, this option is also showing a host of bank options for the user for linking to their UPI accounts.

According to the report, no payment option is operational since it is at the beta stage right now.

WhatsApp UPI Payment system is being tested. Image: WABetaInfo.

Earlier in 2017, WhatsApp had sought permission from the National Payments Corporation of India (NPCI) to allow UPI payment system through their channel. Along with Google Tez, WhatsApp also got permission. While Google Tez’ UPI payment system is operational, WhatsApp’s is now awaited.

This would make payments much easier for users since it is one of the more popularly used messaging apps.

The service doesn't seem to be available to everyone even in the beta stage, however, as we haven't seen the options in our copy of WhatsApp Beta.