The opposition in the Rajya Sabha today accused the BJP-led government of polarising the country and creating a "fear psychosis" among the people, alleging that it was just renaming the earlier policies without delivering their benefits to the poor and the needy. It is not a "game changer" but a "name changer government" which has failed to deliver on all fronts be it providing relief to farmers and poor, generate jobs or addressing the Kashmir issue, it said.