With the festive season a distant memory, we all look forward to the year ahead. But although our stomachs may be full, our purses are considerably lighter.

Many people have a tendency to splash out over Christmas and fill their shopping bags with brightly coloured presents and delicious food.

Once the presents are unwrapped and the final Quality Street eaten there isn’t always a lot left in the bank.

But there are ways of saving money so that the balance goes up without you having to feel the strain.

Even simple ways, such as turning off lights, can make a huge difference to your family’s weekly budget.

The new year sales are really great for picking up a bargain from sports clothes to make up and food. Additionally, shops tend to drop their Christmas items’ prices down drastically and it’s a god opportunity to pick up a bargain. However, don’t buy something unless you need it, otherwise it’s not a bargain and becomes an item cluttering up your house.

So why not pick up a couple of Christmassy items now to save for next Christmas? Once the overload of festive food is eaten, many people begin to start their new year’s resolutions and join gyms in order to get fitter and be healthier.

However, you don’t need a gym to be fit. Research healthy meals and snacks online. Running in your local park or woodland with your favourite tunes playing is an effective way to get fitter cheaply.

Being organised is another great way to be thrifty. By simply planning ahead and creating meal planners, you can not only ensure that you have something nice to eat every day but you can also stop buying those unnecessary items.

By Emily Montgomery