That time of year again for me, including the inflated renewal from current insurer
V cheap offer from "QMH" - cover includes bikes to named value, new for old etc, all seems good
Am I missing anything ?
Chat Forum
Anyone got any "Quotemehappy" horror stories ?
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Posted 3 weeks ago #
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Check to see who the underwriter is, I think its Avia in which case you should be ok.
Posted 3 weeks ago # -
cheers - "arranged by" aviva, apparently
Posted 3 weeks ago # -
Aviva who used to be Norwich Union. Their insured hit my car, told me they insured him and gave me his policy number so I went to make a claim. Norwich Union flat-out denied they insured him so I went round to see him and fisticuffs ensued. Turns out they did insure the chap but had, and I quote, an "oopsy". Yeah the sort of oopsy that got me attacked.
Probably says little about them nowadays though, I doubt they're appreciably shitter than the rest of them.
Posted 3 weeks ago # -
Did they tell you to go round and see him?
Posted 2 weeks ago # -
No they didn't. I had third party T&P cover and my company weren't interested in following it up. After a month of waiting for the Police to get me his details something had to done.
Posted 2 weeks ago # -
Struggling to see how you getting into a fight with someone is their insurer's fault...
QMH is an Aviva brand; just bear in mind they're a low-cost insurer so you gets what you pays for.
Posted 2 weeks ago # -
Yeah it is a bit tenuous to be fair.
Posted 2 weeks ago # -
FWIW (and note I am an underwriter) I went with John Lewis. Bizarrely they are RSA backed and I (currently) work for RSA and their cover was better and cheaper than I could get via the company directly using my staff discount.
Much better cover for valuables away from home and much better options for bikes etc. I was very pleasantly surprised with the package and price I got.
Note no vested interest - I will go with whoever offers the best cover and a decent price but I do know RSA are very good at paying claims. Ranked number 2 in the UK (behind Hiscox I think) and pay 98.5% of all household claims without a fuss.
Posted 2 weeks ago # -
I use Quotemehappy for my car insurance and they dealt with my 2 accidents last year no problem, even got a private investigator involved as they suspected foul play from the other party in one of the 'accidents' (the other was a hit'n'run). Although not at fault I got stuck with blame on both but protected no-claims has kept me OK.
BTW, I have house insurance with Barclays who paid out fine on a bike smashed in a club run crash and also on a leaking water pipe which they could have ducked out of really - also a lost ring.
Posted 2 weeks ago # -
mudshark - Member
I use Quotemehappy for my car insurance and they dealt with my 2 accidents last year no problem, even got a private investigator involved as they suspected foul play from the other party in one of the 'accidents' (the other was a hit'n'run). Although not at fault I got stuck with blame on both but protected no-claims has kept me OK.BTW, I have house insurance with Barclays who paid out fine on a bike smashed in a club run crash and also on a leaking water pipe which they could have ducked out of really - also a lost ring.
Sounds like you really need insurance!
Posted 2 weeks ago # -
Posted 2 weeks ago #
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Interesting reading - I'll brush up on the old MMA skills in case anyone drops round for a chat
DannyB, any idea where I can see this league table, or else can you say how QMH ranks ?
Posted 2 weeks ago # -
I used Pedalcover recently to do my houses and contents - better cover underwritten by a mix of Aviva and someone else that I can't remember but mainstream.
Posted 2 weeks ago # -
Pedal cover are Axa, I think. News to me if Aviva do some too. I've got my renewal coming up so I'll ask them.
Posted 2 weeks ago # -
quote me happy is managed online that is why it is cheaper
Posted 2 weeks ago # -
DannyB, any idea where I can see this league table, or else can you say how QMH ranks ?
Will try and dig it out. QMH is just Aviva like More>Than is just RSA. They're pretty good to be fair.
As I say main reason I went with John Lewis is their personal possession cover away from home and cycle cover is very generous indeed outside of the bespoke high net worth type policies.
Posted 2 weeks ago # -
Sounds like you really need insurance!
He, he. I've had some bad luck over the last few years but not a lot before that - oh there was the time some drunk lads decided to climb onto my roof and broke some tiles when I lived in a terrace house in London.
Posted 2 weeks ago # -
Interesting Dannybgoode. I've used M&S in the past and am currently with John Lewis however their renewal rate has just shot up to £900 per year!
There are a few expensive bikes in the house so I may be stuck with JL (I don't appear to be able to get anything from the M&S quote engine at the moment). Will try Pedalcovers Home & Cycle cover and see how they compare.
Incidentally quite frustrated with GoCompare - after patiently inputting all of the bikes' details and getting excited by a load of cheap quotes found that any bike over £2k had been ignored. Bu66ers.
Posted 2 hours ago #
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