Apollo Munich Health Insurance (AMHI) has introduced a new category ‘Winsure’ with its health insurance plan called ‘Health Wallet’. This one-of-a-kind policy is set to redefine health insurance by addressing pertinent questions like value for money, ease and great service. Health Wallet not only addresses the customer needs by paying for their hospitalisation and OPD usually not covered by health insurance policies, but also ensures affordability of continuing their policy in later years. It’s ‘Reserve’ benefit feature lets your money earn for you. Every year the unused reserve amount gets carried forward and earns a 6% bonus. This accumulated reserve kitty can in turn be used to pay upto 50% of the renewal premium, post 5 continuous renewals.