Lessons from Mumbai floods: Claiming insurance for monsoon-damaged cars

Don't drive if water level rise above tyres. Park the vehicle at a safe spot and call the insurer

Tinesh Bhasin  |  Mumbai 

Engine seizure is among the common claims during monsoon. It’s also one of the most disputed, as insurers outright reject all cases where the water enters the engine and damages it. But if you take adequate caution, there’s hope. When driving through a flooded area, water can enter the engine from the air intake system, seizing it. It is also called as the hydrostatic lock. It usually happens when a driver tries to restart the car multiple times after the water has entered the engine. But in certain cases, it can also happen when the car is moving through a water logged area. ...

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First Published: Wed, September 06 2017. 00:03 IST