I am 36 and I run ice-cream parlours. My wife assists me in the business. My daughter is 4. My parents are financially independent. Since we have daily collection, all my investments are in chit funds and gold chit. Reading BusinessLine has spurred me to change my investment pattern. What is the right way to invest to attain my long- term goals?SharadInvesting in an unregulated chit for higher ret...